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Terms and Conditions of Use



This website (“website) is owned and controlled by the Cook Islands Ministry of Finance and Economic Management (MFEM). If you continue to browse and use this website, you agree to comply with and be bound by the following terms and conditions of use, which, together with our Privacy Policy, govern Cook Islands - MFEM's relationship with you in relation to this website. Users must not use this site for any purpose or in any way that is contrary to law.



"MFEM" or "us" or "we" or “our” refers to the owner of the website, Cook Islands Ministry of Finance and Economic Management, whose office is located in, Avarua, Cook Islands.


"Platform" means the (mobile) website and app on which the website is made available, owned, controlled, managed, maintained and/or hosted by MFEM.


"Material" means material including, without limitation, text, video, graphics and sound material, software and software code published or placed on this platform, whether the intellectual property of MFEM or a third party.


"you" refers to the user or viewer of our website.


Your use of this website


The content of the pages of this website is for your general information and use only. It is subject to change without notice.


Neither we nor any third parties provide any warranty or guarantee regarding the accuracy, timeliness, performance, completeness or suitability of the information and materials found or offered on this website for any particular purpose. You acknowledge that such information and materials may contain inaccuracies or errors; further, you acknowledge that MFEM expressly excludes liability for any such inaccuracies or errors to the fullest extent permitted by law.


Your use of any information or materials on this website is entirely at your own risk, for which we shall not be liable. It shall be your responsibility to ensure that any products, services or information available through this website meet your specific requirements.


You must not use this website or our service for any activities that breach any laws, infringe any party's rights or breach any standards, content requirements or codes promulgated by any relevant authority. You must not distribute or place through this website any inappropriate communication or any virus or other disabling code in any form.


Furthermore, you may not use this website or the platform for any of the following purposes:

  • Disseminating any unlawful, harassing, libellous, abusive, threatening, harmful, vulgar, obscene, or otherwise objectionable material;

  • Transmitting material that encourages conduct that constitutes a criminal offence, results in civil liability or otherwise breaches any relevant laws, regulations or codes of practice;

  • Interfering with any other person's use or enjoyment of the site or our service;

  • Breaching any laws concerning the use of public telecommunications networks;

  • Interfering or disrupting networks or websites connected to the site;

  • Making, transmitting or storing electronic copies of the materials protected by copyright without the permission of MFEM; and

  • To harm, abuse, harass, stalk, threaten or otherwise offend others.

Our platform is made available for personal and non-commercial use only. Therefore, you are not allowed to use, copy, display, download or reproduce any content or information, software, or services available on our platform for any commercial or competitive activity or purpose or in a manner that is contrary to the applicable laws of the Cook Islands or contrary to these terms and conditions.


Intellectual property rights


This website contains material that is owned by or licensed to us. This material includes but is not limited to the design, layout, look, appearance and graphics. Reproduction is prohibited other than in accordance with the copyright notice, which forms part of these terms and conditions. The laws of the Cook Islands and international copyright and other intellectual property laws protect all material or information on this site. You may not do anything which interferes with or breaches those laws or the intellectual property rights in the content.


All trademarks reproduced in this website, which are not the property of, or licensed to MFEM, are acknowledged on the website.


Unauthorised use of this website may give rise to a claim for damages and/or be a criminal offence.

From time to time, this website may also include links to other websites. These links are provided for your convenience to provide further information. They do not signify that we endorse the website (s). We take no responsibility for the content of the linked website (s).


You may only create a link to this website from another website or document with Cook Islands - MFEM's prior written consent.




If any provision of the terms and conditions is deemed invalid by a court of competent jurisdiction, the invalidity of such provision shall not affect the validity of the remaining provisions of the terms and conditions, which shall remain in full force and effect.


Applicable law


These terms and conditions and the provision of our services shall be construed in accordance with and governed by the laws of the Cook Islands. You consent to the exclusive jurisdiction of the courts in Rarotonga, Cook Islands, to determine any matter or dispute that arises under these terms and conditions.

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